Enhanced IncomeShield Preferred

Income Enhanced IncomeShield Preferred is the most comprehensive tier of the Enhanced IncomeShield plan. It offers coverage up to private hospital stays and has a wide range of benefits to help you manage your healthcare costs. With Enhanced IncomeShield Preferred, you can enjoy peace of mind knowing that you have a comprehensive coverage for your medical expenses.

About the “Enhanced IncomeShield” series

Enhanced IncomeShield is a MediSave-approved integrated shield plan that provides coverage for the medical expenses incurred from hospitalisation, surgery, and treatments. It offers a wide range of benefits to help you manage your healthcare costs and protect your financial well-being.

Key Features

Enhanced IncomeShield Preferred provides comprehensive benefits to help you manage healthcare costs and protect your financial well-being. These are some of the key features of the plan that we think you should know about:

Up to $1.5 Million Limit Per Policy Year

Enhanced IncomeShield Preferred offers one of the highest policy limits, without the need for panel doctor, up to $1.5 million per policy year, ensuring extensive coverage for your medical expenses.

180 Days and 365 Days Pre and Post- Hospitalisation Benefits

With up to 180 days of pre- and 365 days of post-hospitalisation benefits (if treatment is provided by panel), Enhanced IncomeShield Preferred offers extensive coverage for medical expenses incurred before and after your hospital stay.

Add-On Rider: Deluxe Care or Classic Care

Enhanced IncomeShield Preferred offers optional riders that reduce your co-insurance to 5% for Deluxe Care and 10% for Classic Care. Additionally, it caps your medical bill at $3,000, giving you more control over healthcare costs.

Prosthesis Benefit

Enhanced IncomeShield Preferred is one of the only companies that offers Prosthesis Benefit of up to $10,000 per year

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Things to note

Enhanced IncomeShield Preferred offers comprehensive coverage and caps your co-insurance at $3,000 if you have either the Deluxe Care or Classic Care rider. However, it’s important to note that if you visit a non-Income panel doctor, the co-insurance claim increases by $2,000.

Three different tiers

Enhanced IncomeShield comes in three different tiers, each offering a different level of coverage to suit your needs and budget. The three tiers are Enhanced IncomeShield Preferred, Advantage and Basic. Each tier has its own set of benefits and features, so you can choose the one that best fits your requirements.