Enhanced IncomeShield Basic

Income Enhanced IncomeShield Basic is the most affordable tier of the Enhanced IncomeShield plan. It offers coverage up to restructured hospital ward class B1, providing essential protection for your healthcare needs at an accessible price point. With Enhanced IncomeShield Basic, you can have peace of mind knowing that you have basic coverage for your medical expenses in public hospitals.

About the “Enhanced IncomeShield” series

Enhanced IncomeShield is a MediSave-approved integrated shield plan that provides coverage for the medical expenses incurred from hospitalisation, surgery, and treatments. It offers a range of benefits to help you manage your healthcare costs and protect your financial well-being.

Key Features

Enhanced IncomeShield Basic provides essential benefits to help you manage healthcare costs and protect your financial well-being. These are some of the key features of the plan that we think you should know about:

Up to $250,000 Limit Per Policy Year

Enhanced IncomeShield Basic offers a policy limit of up to $250,000 per policy year, providing essential coverage for your medical expenses in restructured hospitals.

100 Days Pre- and Post-Hospitalisation Benefits

With up to 100 days of pre- and post-hospitalisation benefits, Enhanced IncomeShield Basic offers coverage for medical expenses incurred before and after your hospital stay.

Add-On Rider: Deluxe Care or Classic Care

Enhanced IncomeShield Basic offers optional riders that reduce your co-insurance to 5% for Deluxe Care and 10% for Classic Care. Additionally, it caps your medical bill at $3,000, giving you more control over healthcare costs.

Prosthesis Benefit

Enhanced IncomeShield Basic offers a Prosthesis Benefit of up to $6,000 per year, providing additional support for those who need it.

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Things to note

Enhanced IncomeShield Basic offers essential coverage for restructured hospitals and caps your co-insurance at $3,000 if you have the Basic Care rider. It’s an affordable option for those who prefer treatment in public hospitals and want basic protection against high medical costs. However, it’s important to note that this plan has a lower annual limit compared to the Advantage and Preferred plans, which may be a consideration for those with higher healthcare needs.

Three different tiers

Enhanced IncomeShield comes in three different tiers, each offering a different level of coverage to suit your needs and budget. The three tiers are Enhanced IncomeShield Preferred, Advantage and Basic. Each tier has its own set of benefits and features, so you can choose the one that best fits your requirements.