Enhanced IncomeShield Advantage

Income Enhanced IncomeShield Advantage is the mid-tier option of the Enhanced IncomeShield plan. It offers coverage up to restructured hospital ward class A, providing a balance between comprehensive coverage and affordability. With Enhanced IncomeShield Advantage, you can enjoy peace of mind knowing that you have solid coverage for your medical expenses in public hospitals.

About the “Enhanced IncomeShield” series

Enhanced IncomeShield is a MediSave-approved integrated shield plan that provides coverage for the medical expenses incurred from hospitalisation, surgery, and treatments. It offers a wide range of benefits to help you manage your healthcare costs and protect your financial well-being.

Key Features

Enhanced IncomeShield Advantage provides comprehensive benefits to help you manage healthcare costs and protect your financial well-being. These are some of the key features of the plan that we think you should know about:

Up to $500,000 Limit Per Policy Year

Enhanced IncomeShield Advantage offers a substantial policy limit of up to $500,000 per policy year, ensuring good coverage for your medical expenses in restructured hospitals.

100 Days Pre- and Post-Hospitalisation Benefits

With up to 100 days of pre- and post-hospitalisation benefits, Enhanced IncomeShield Advantage offers comprehensive coverage for medical expenses incurred before and after your hospital stay.

Add-On Rider: Deluxe Care or Classic Care

Enhanced IncomeShield Advantage offers optional riders that reduce your co-insurance to 5% for Deluxe Care and 10% for Classic Care. Additionally, it caps your medical bill at $3,000, giving you more control over healthcare costs.

Prosthesis Benefit

Enhanced IncomeShield Advantage offers a Prosthesis Benefit of up to $6,000 per year, providing additional support for those who need it.

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Things to note

While this plan primarily provides coverage for public hospital stays up to Class A wards, it also includes a 65% proration coverage for charges incurred in private hospitals. This proration applies to inpatient, outpatient, and day surgery/short stay ward charges, ensuring you have substantial coverage even if you choose to receive treatment at a private hospital.

Three different tiers

Enhanced IncomeShield comes in three different tiers, each offering a different level of coverage to suit your needs and budget. The three tiers are Enhanced IncomeShield Preferred, Advantage and Basic. Each tier has its own set of benefits and features, so you can choose the one that best fits your requirements.